Investment

I use a self-pay model to ensure fair pricing that supports both accessibility and sustainability for my practice. Clients are encouraged to choose a rate closest to the standard rate they can manage, allowing reduced-fee slots to remain available for those who truly need them.

While I strive to accommodate all clients, there may be times I’m unable to offer reduced rates. In such cases, I’ll gladly provide referrals to providers who accept insurance or have alternate pricing options.

Your wellness is my priority, and I’m dedicated to providing the personalized care and support you deserve.

For the standard 50 minute session,

• Equitable rate: $225-250

  • For those who can pay more without financial strain, this rate helps make reduced-cost therapy accessible to those with fewer resources.

• Sustainable rate: $200

  • For individuals who can cover their basic needs and a few discretionary expenses while including this rate in their budget.

• Accessible rate: $150-175

  • Available for those with limited financial resources, ensuring therapy remains within reach.

I am not in-network with any health plans, but we can still work together using your out-of-network benefits. It’s important to understand your plan and what it covers for out-of-network providers. I’m happy to help navigate this and explore the best options to ensure you get the support you need.

As an out-of-network provider, I focus on your needs without restrictions from insurance, such as session length (45-50 minutes), frequency (typically biweekly to start), or the duration of care.

This approach also gives you more control over your information and how it’s shared, which can be especially important for those who’ve faced harm or discrimination within systems meant to help. My goal is to provide safe, affirming, and personalized care for your well-being.

I am an out-of-network provider which means that I no longer participate with any health insurance company. Clients pay directly for sessions and will receive receipts and superbills as requested for tax records and/or to seek out of network benefits from insurance.

External companies like Thrizer.com are available to support you with checking benefit eligibility and submitting claims if you want help navigating the paperwork. *I have no affiliation with external billing companies.

If your insurance plan includes out of network benefits for behavioral health, you may be reimbursed in full or in part by your insurance if you choose to submit for out of network benefits.

Please check your coverage by asking the following questions:

1. Do I have out of network reimbursement for mental health (outpatient)?

2. Do I have an "annual deductible" for out of network benefits, and if so does it refer to a calendar year, or to the policy year?

3. Does the deductible separate behavioral health from medical health?

4. Is there a separate individual deductible vs. a family deductible? If so, do you need to meet just the individual deductible in order to start using the OON benefits?

5. Does the benefit limit the percentage of reimbursement? They often limit it to 80% of the "usual and customary” rate. (see next item.)

6. What percentage of the fee is covered for the 2 CPT codes that will be used? 90837 (50+ minute session) and 90834 (45-50 minute session) - most sessions will be 45-50 minutes.

7. How many sessions per year are covered?

8. How do I submit my paperwork and how long does it take for reimbursement?

• HSA/FSA Account Funds

• Reimbursement Support Companies such as Thrizer.com

  • Processes claim paperwork for you

• Open and direct communication about billing is essential to maintain our working relationship. Please talk with me about questions and concerns so we can address them together.

You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost.

Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.

• You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.

• I will provide you with a Good Faith Estimate in writing at the start of our work and appropriately on an annual basis. You can also ask me for a Good Faith Estimate at any time.

• If you receive a bill that is at least $400 more than your Good Faith Estimate, you have a right to dispute the bill.

• For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 800-985-3059.